At a breakneck pace, consumer finance is becoming irreversibly embedded in #digitaltechnology. A new McKinsey survey shows over three-fourths of Americans use some type of digital payment platform. By next year, according to Statista, around two-thirds of Americans are expected to use #digitalbanking. Increasingly, one participates in the economy at the pleasure of those running its infrastructure, giving those in charge of that infrastructure tremendous power to shape and punish behavior. They are taking advantage. Go: bitconsimple.club